The FBR System is founded on the principle that wealth is more than property. FBR serves high net-worth families, utilizing a proven process with proprietary tools and trained specialists to create wealth transfer plans as unique as the client family's individual and collective needs.

The FBR philosophy of business wealth transfer can be summarized in these twelve principles:

1. It's a family affair, not just an owner's affair.
2. It's a process, not just a transaction.
3. It has an open agenda, not closed and secretive plan.
4. It asks questions, not just gives answers.
5. It enhances the quality of family life through inclusion, not exclusion.
6. It's a way to open family dialogue and communication, not closing discussion.
7. It recognizes the greatest resources are people, not plant, equipment, and real estate.
8. It deals with both "external" and "internal" matters, not one at the expense of the other.
9. It looks ahead to a time for change, not remaining in the past.
10. It seeks input from all client's advisors, not excluding anyone who may differ.
11. It creates a family retreat with a Wealth Transfer Specialist, not a free-for-all finger-pointing argument.
12. It promises a money-back guarantee if not totally satisfied, not a risky venture.